A Santander mortgage in principle usually takes 60 days, but you may be able to get an extension to this by requesting one from Santander. You may in principle need an extension of your Santander mortgage if you are buying a new off-plan building property that is not yet complete. In these cases, there are usually delays when the property will finally be available and Santander will not want to make you a fixed mortgage offer if your property is not rewarding, as it simply cannot proceed with a fixed and definitive valuation of the real estate if the property is not complete. A Santander mortgage in principle usually takes from a few hours to a few days to get to you once you have applied for one. The bad news is that a rigorous credit review is underway and this means that you may have some damage to your credit file in the scenario that Santander is not able to offer you a Santander mortgage in principle and you have to make another mortgage in principle by another mortgage lender. Getting a Santander mortgage in principle, does not guarantee that you will receive a fixed mortgage offer. In some cases, Santander may refuse you if you are applying for a fixed offer for Santander, as your circumstances have changed during this period or perhaps the property you want to buy at the end goes beyond the type of property that Santander may be willing to offer, or you may want to offer a larger mortgage and Santander simply cannot offer you that the loans on its mortgage products are valued. In this short guide we will get the Santander mortgage in principle process and the documents you need if you have a Santander mortgage in principle. Media requestMiranda Seymour T: 020 7756 4189 M: 07860 857999 E: miranda.seymour@santander.co.uk Cecilia Cran T: 020 7756 4209 M: 07789 651947 E: cecilia.cran@santander.co.uk According to the agreement in principle, data relating to Santanders are stored and valid for 90 days. You must apply to get a mortgage in principle. It is important that you give truthful information, such as if you give inaccurate information and get a Santander mortgage in principle, there is no guarantee that you will actually receive a mortgage offer, and it is even more likely, if not sure, that every fact on your mortgage the fact discovery will be verified on accuracy before Santander offers you a mortgage offer. Get a non-binding decision in principle before you apply If you are looking for a Santander mortgage in principle, you should also get the many government systems for first-time buyers and Home Mover that may be able to help you on the real estate manager.